Terms & Conditions

Effective Date: September 17, 2025

Welcome to the website of Legacy Line Financial (“LLF,” “we,” “our,” “us”). By accessing, browsing, or using this website (the “Site”), you acknowledge and agree to the following Terms and Conditions of Use (“Terms”).

If you do not agree, please discontinue use of the Site immediately.

1. Use of the Site

You agree to use this Site for lawful purposes only.

Unauthorized use, including attempts to gain unauthorized access, reverse-engineering, or data scraping, is strictly prohibited.

Content on this Site may not be copied, modified, or distributed without prior written consent.

2. Services Disclaimer

LLF provides services in the areas of:

Credit Repair Services: We assist clients in disputing inaccurate, unverifiable, or incomplete credit items in accordance with the Fair Credit Reporting Act (FCRA). While we strive to achieve positive results, we cannot and do not guarantee any specific credit score improvement or outcome.

Debt Relief Services: We negotiate settlements with creditors on behalf of clients. Results may vary based on creditor cooperation and client participation. Clients may be required to maintain savings in a dedicated account to facilitate settlements.

Life Insurance Services: We provide insurance services through licensed professionals and approved carriers. All terms are subject to the insurer’s underwriting and policy provisions.

We do not provide legal, tax, or investment advice. Clients should seek independent advice from qualified professionals where appropriate.

3. Fees and Payments

Fees are disclosed prior to service enrollment. Some services operate on a contingency basis (e.g., credit repair per-deletion billing; debt relief settlement fees). Clients are never charged undisclosed or unauthorized fees.

4. Intellectual Property

All text, graphics, logos, designs, and other content on this Site are the intellectual property of LLF. Unauthorized use is strictly prohibited.

5. Limitation of Liability

To the fullest extent permitted by law:

LLF disclaims liability for indirect, incidental, or consequential damages arising from use of this Site or reliance on services.

No guarantees, warranties, or representations are made regarding financial outcomes, except as expressly provided in written agreements with clients.

6. Indemnification

You agree to indemnify and hold harmless LLF, its officers, employees, contractors, and affiliates from claims, liabilities, or damages arising out of your use of the Site or violation of these Terms.

7. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflicts of law principles. Any disputes shall be resolved through binding arbitration in Palm Beach Country, Florida, unless otherwise required by law.

8. Changes to These Terms

LLF reserves the right to revise these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.

9. Contact Information

Legacy Line Financial
1500 Gateway Blvd Ste 220, Boynton Beach, Florida 33426
Email: [email protected]
Phone: 888-599-0919